How to Get Quick Loans in Lagos for Personal and Business Use
To quick loans in Lagos just got easier. If you have ever tried getting a loan from a bank or other lending organization, you know how time-consuming and challenging it can be. GTI Microfinance Bank have made it possible to cut out the time you would have spend in gathering stacks of financial documents to filling out multiple pages of loan applications forms and waiting weeks for approval.
You can now access instant online loans that are collateral-free within 24hrs or just a few minutes. If you are an engaged salaried worker, this just got even better.
Let’s dive right in:
Quick Loans in Lagos for Lagos State Civil Servants
The Lagos state government also have a payment system like the IPPIS system for their workers called ORACLE. With the Oracle number you can apply for a loan without collateral and get approved quickly.
How to get Quick Loans in Lagos with ORACLE Number
If you work in the ministry where the Oracle number is verified and have begun to collect your salary through Oracle, then you can proceed to apply for any loan You will need the following to begin your loan application:
- Oracle Number
- 6 Months Pay Slip
- 6 Months Bank Statement of Salary Account
- Employment / Confirmation / Deployment Letter
- Bank Verification Number
- Valid National ID card
- Work ID card
If all your documents and credentials are legitimate and correct, then there is no need to panic, you will get your loan approved within 24 hours.
Quick Loans in Lagos for Private Sector Workers
Getting approved for a loan as a Private sector worker needs some extra layer of security. Unlike the government jobs, private jobs are not as secure. Things can be quite different if you have been in the company for a long time and you hold a big role.
How to get Quick Loans in Lagos for salary earners in the Private Sector
Working in the private sector needs extra security for your loan. You may be required to provide 1 or 2 guarantor based on the amount of loan, you are applying for. In some cases, there may be a need to interact with liase with your employer to discuss the repayment of your loan, before you loan can be approved, To apply for any loan, you will need the following:
- 6 Months Bank Statement of Salary Account
- Employment Letter
- Bank Verification Number
- Valid National ID card
- Work ID card
- Guarantor
If all your documents and credentials are legitimate and correct, then there is no need to panic, you will get your loan approved within 24 hours.
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